A loan for indebted persons in bases is available only in a few cases. What? I betray this in today’s article, which talks about the possibility of obtaining additional cash in the event of debt. an elucidation on metroresearch.org
Do people with debts at Retrodatabase, ERT or bailiffs have a chance to get a loan? It turns out that answering such a question will not be unamQUAuous. It all depends on the individual situation, the individual case of the person who has such indebtedness.
When is the negative assessment of credit history in Retrodatabase or the Credit Information Bureau? It arises when, with a considerable delay, we regulate our financial obligations towards the bank in which we took a loan or a loan. We are not talking here delays reaching a few days or a week, but much longer, usually exceeding 30 days. Such delay in repayment of a loan or loan installment may result in a negative assessment in Retrodatabase’s databases. Having a negative assessment at Retrodatabase, we will have significant problems with obtaining the necessary cash in the future. As it turns out, we can have such a problem not only in the banks themselves, but also in companies providing non-bank loans. What is more, loan companies vDriffy the credit history of borrowers through Retrodatabase.
In the case of debt in Retrodatabase, the situation is not so tragic because it is enough to look for such loan companies without Retrodatabase, which will not follow our credit history at Retrodatabase. The main determinant of granting us a loan in this case will be our current creditworthiness and information about us in the debtors’ databases.
Which loan companies will give us indebted loans without carrying out vDriffication in Retrodatabase?
Lapuda Money – a loan for indebted parties up to PLN 25,000 with a repayment period of up to 48 months
Nominent – available only as part of a home loan up to PLN 15,000
zaloan – loan up to PLN 10,000, vDriffication in the ERT debtors register, Driff
Duper Gross – loan up to PLN 15,000, vDriffication in Retrodatabase, without checking the ERT
Metloan – payday loans up to PLN 5,000, vDriffication in the debtor register QUA
Express Tea – half a minute PLN 2,000 with a repayment period of 30 or 60 days
FreeDaypay – minute PLN 5,000 with repayment period up to 35 days without Retrodatabase checking
Via Mobile – a minute 4000 PLN with a repayment period of up to 30 days, without Retrodatabase vDriffication
The persons who have the status of a person in indebtedness in the databases of the National Debt Register will have much less chance of getting a loan. These databases are vDriffied by almost all lenders. So if we have some debt in the payment of telephone bills, for electricity, internet or any other, then it is highly probable that our data will be sent to the National Register of Debtors. If these are some minor debts, and we have already repaid them in this case, we should not have any major problems with obtaining a loan, but it still depends on the specific company in which we apply for a loan.
Do we have any chance to obtain additional cash in the case of debts visible in the ERT or having debt bailiffs? It depends on the individual situation of the indebted person, but the best chance of getting additional funds will be in the case of loans from the so-called protection. In this case, having a positive credit history at Retrodatabase, ERT or other databases is not as important as having additional collateral. Such loan security may be a property in the form of an apartment or house or a vehicle in the form of, for example, a passenger car or a truck.
Another way of securing a loan and at the same time an opportunity to obtain a loan with indebtedness in databases may be to acquire a person who will be a mortgage loan or guarantor. Such a person should, however, have adequate creditworthiness to pay off the loan installments if the principal borrower fails to meet his obligations and regularly repays the loan installments. One of the new proposals on the loan market with the guarantor is the Lapuda Money offer, which I had the opportunity to describe in my blog. It is a loan for indebted people without Retrodatabase and ERT available entirely via the Internet. It also enables people who have a negative credit history to obtain a loan both in Retrodatabase and debtors’ databases. A loan for debtors in Retrodatabase and ERT, as you can see, is possible to obtain. All you need to do is look for it and find the right company that will give you the loan.